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Recently, Fintokei has been gradually gaining attention.
In this article, I’ll clearly explain what Fintokei is, how it works, how to get started, and why you should take on the challenge right now.
Recommended for People Who:
- Are wondering: What exactly is Fintokei?
- Want to become a full-time FX trader
- Want to grow small capital into big profits
- Want an extra income source beyond their salary
- Prefer to trade with limited risk
- Want to know exactly how to get started with Fintokei
By the end of this article, you’ll understand how to use Fintokei to start earning as a professional trader.
Personally, I believe there’s no reason for FX traders not to use Fintokei — the advantages are just that huge.
I’ve personally passed Fintokei’s Pro Certification Challenge more than three times and have withdrawn over ¥6,000,000 in trading rewards.
With both knowledge and proven results in trading, my conclusion is simple: You should absolutely challenge Fintokei!
Before it becomes widely known, get your Pro Trader certification and start earning big with minimal risk.
If you just want to skip the explanations and start Fintokei right away, scroll down to the section on how to get started!
👉 [How to Get Started with Fintokei (with Coupons)]
What is Fintokei | A Prop Firm?
Fintokei is one of the prop firms, meaning an investment company that specializes in supporting traders’ skill development and evaluation.
In simple terms, a prop firm is a financial company that conducts trading using its own capital, not external investors’ funds.
Fintokei has been operating since 2015 and is now gaining attention as a platform where both beginners and experienced traders can grow into professionals.
How Fintokei Works
Traders take on Fintokei’s Challenge Plans.
If you pass, you receive performance rewards based on your trading profits.
Trading itself is done in a simulated demo environment, so you never risk your own money.
The only cost is the initial Challenge purchase fee — after that, there are no ongoing costs or losses.
This zero-risk structure where you can test your skills while still earning rewards is one of Fintokei’s biggest appeals!
Flow of the Fintokei Challenge
- Choose a Plan – Select the funding size and conditions you prefer.
- Start Trading – Pay the one-time Challenge fee and your evaluation begins.
- Generate Profits – Trade risk-free under the plan’s conditions.
- First Payout – After certification, or within 2 weeks in the Swift plan.
- Regular Rewards – From then on, withdraw profits bi-weekly.
Fintokei Challenge Plans
Fintokei offers four main plans, each with different evaluation processes and reward systems.
Unlike many prop firms, Fintokei emphasizes instant funding and flexible evaluation options, allowing traders to earn faster.
🔹 Pro Trader (Challenge Plan)
The main plan.
- 2-step evaluation (Step 1: +8%, Step 2: +6%)
- Trade with up to ¥50,000,000 demo capital
- Keep 80% of profits
Example: Sapphire Plan (¥20M capital)
- Step 1: +8% (¥1.6M profit)
- Step 2: +6% (¥1.2M profit)
- Max daily loss: -5%
- Max total loss: -10%
- Unlimited trading days
With ¥20M capital, even a ¥100k profit in one trade is realistic, meaning ¥80k payout.
🔹 Start Trader (Beginner Plan)
- Introduced July 2024 for beginners
- 3-step evaluation (2% → 3% → 6%)
- ¥20M demo account upon certification
- Rewards: 50–100% of profits
🔹 Swift Trader (Instant Pro Plan)
- Skip evaluation, start as Pro immediately
- Max capital: ¥5M
- Rewards: 50% of profits
- No daily loss limits, but lower payout
🔹 Free Trial
- Try up to 3 times per person
- 14 days in the same environment as paid plans
- No rewards, but great for testing
Key Benefits of Trading with Fintokei
- Trade large funds with little upfront money
- No real risk thanks to demo environment
- Performance rewards up to 80%
- Bi-weekly payouts
- Run multiple accounts for diversification
- Scaling program: up to ¥500M capital & 95% profit split
- No time limit to achieve Pro certification
- Earn rewards even without Pro certification (Swift Plan)
Downsides of Fintokei
- Requires a participation fee (refunded upon passing)
- Certain trading rules (e.g., no 15-second scalping)
- Time required to reach Pro status (usually 1–2 months)
- Need to keep consistent performance after certification
Still, compared to the benefits, these downsides are very minor.
How to Start with Fintokei (with Coupons)
It only takes 5 minutes to register and start trading.
- Apply for your preferred plan on the official site
- Receive login info for your funded account
- Download MT4/MT5 platform
- Log in with provided credentials
- Start trading!
💡 Coupon codes:
PROPLAB(10% OFF for new users)FINTO5KEI(5% OFF for repeat users)
Summary
- Fintokei is a prop firm that supports trader development and evaluation.
- Risk-free structure: only the Challenge fee required.
- Achieving Pro status is relatively easy, especially for day traders.
- Huge upside potential with scaling and high profit splits.
In short: There’s no reason not to challenge Fintokei.
Start today, minimize your risk, and maximize your profits!